Driving uninsured can have severe consequences that stay with you year-after-year, including:

• £300 fine
• Six points on your licence
• Vehicle seized and potentially crushed
• Court referral, resulting in an unlimited fine and a driving ban
• Driving convictions can show in background checks, impacting job prospects

As uninsured drivers cause more collisions and are often linked to wider crime such as hit-and-runs, it’s crucial for police to stop them in order to improve road safety. But, whilst most uninsured motorists are complicit in the act, there can be occassions when people mistakingly drive without the correct cover and face crushing consequences - literally!

Take a moment today to check if you could unwittingly be driving without valid insurance. You may have...

• Forgotten when your insurance expires.
• Assumed your insurance auto-renews.
• Not realised a payment method has expired.
• Decided to keep a vehicle off-the-road without insurance but not declared it SORN to DVLA.
• Used a private e-scooter in public areas (only local authority-operated e-scooters are legal on public roads and spaces).
• Assumed fully-comprehensive cover allows you to drive someone else's vehicle.
• Driven with the wrong class-of-use, such as delivering pizzas on a social, domestic and pleasure (SDP) policy.
• Bought fake car insurance on social media, in a scam widely known as Ghost Broking.
• Been a named driver on a vehicle that you actually own and are the main driver of, to save money. This is technically a type of fraud known as Fronting.