There are 300,000 uninsured vehicles on UK roads, on average, every single day. The relevant fines have been eroded over the years and no longer function as an appropriate deterrent. MIB believes that the fines for both owning an uninsured vehicle and for driving an uninsured vehicle on public roads need to be increased to be proportionate to the average motor insurance premium of £622 (Q4, 2024).
Since 2005, our work with government, insurers and the police has helped seize more than 2.5 million uninsured vehicles. However, we want to go further to reduce uninsured driving, with higher penalties being an important mechanism to help eradicate the issue.
If you would like to get involved or know more about this important conversation, please click below and we will get in touch with you shortly.
Addressing uninsured driving will make our streets safer
Strengthening penalties will help to remove uninsured vehicles from UK roads
Reducing uninsured driving will bring down costs and reduce debts
Get involved or learn more about this important conversation - simply click below and we will be in touch with you shortly.
What we do
Uninsured driving affects everybody. MIB is at the heart of the fight - find out what we are doing to reduce the issue and take uninsured vehicles off the road.
Uninsured driving victims
Hear from some of the people you would be helping on how an uninsured collision changed their life, and how MIB's support helped them rebuild.
Op Drive Insured 2024
Find out how uninsured vehicles were taken off the road, whilst pitfalls and consequence awareness increased for motorists aiming to be law-abiding.
Managing insurance data
Find out how we support the UK insurance industry, from being the home of Navigate, the motor insurance policy database, to running MIAFTR and CUE.