Navigate platform expands: MIB successfully migrates second key dataset to its cloud-based data solution

• Two hundred million data records from Motor Insurance Anti-Fraud and Theft Register (MIAFTR) migrated into Navigate platform this week.
• Second key milestone in MIB’s programme to replace aging data services and improve data quality and user experience.
• Users can now use a single, unified portal to access billions of data records from two key datasets.

MIB has successfully expanded its data solution, Navigate, after integrating a second key dataset. Vehicle salvage and theft data has been moved from the Motor Insurance Anti-Fraud and Theft Register (MIAFTR) into the platform.

The milestone marks another significant achievement in MIB’s programme to transform its data services to help end uninsured driving and fight motor insurance fraud.

Navigate now replaces MIAFTR as a key mechanism that helps insurers meet their regulatory obligation to update the DVLA on total loss events. The modern solution protects and enhances MIB’s ability to provide a core service that ultimately enables members of the public to check if their vehicles are safe.

Last year, billions of motor insurance policy data records from the former Motor Insurance Database (MID) were moved into Navigate at launch. Relied on by the insurance industry, the police and the public, Navigate is already the UK’s central record of all motor insurance policies, used by 80,000 users and millions of enquiries are made every month.

MIB’s Chief Operating Officer Kjirste Coltham, commented: “With this addition the platform now provides seamless access for users to two of the industry’s key datasets through a unified portal.

“By bringing together the UK’s vehicle salvage and theft data alongside motor insurance policy data in one place, we’re enabling faster, smarter access that helps make roads safer, tackle fraud, support investigations and keep uninsured drivers off the road.

“We’re giving our customers what they expect and deserve from modern digital services – a unified self-service user experience, comprehensive search functionality and higher quality data.

“Navigate is critical to our Accelerating to Zero strategy, ensuring that high-quality, connected data drives every action we take in our ambition to end uninsured driving for good.”

Supporting user onboarding onto Navigate

MIB has successfully onboarded 4,000 new users from more than 270 organisations onto Navigate, enabling them to submit and query vehicle salvage and theft data.

In addition, 2,000 existing users already accessing motor insurance policy data from Navigate now benefit from seamless access to both datasets from the unified portal, delivering a more streamlined and efficient experience.

And by refining input data fields, MIB has strengthened data accuracy and consistency, ensuring higher quality across the dataset.

Navigate empowers insight delivery with enhanced, advanced reporting capability and when fully implemented, will offer further benefits including real-time data capability.

How Navigate vehicle salvage and theft data helps make Britain’s roads safer.

The DVLA, the Insurance Fraud Bureau (IFB) and vehicle provenance companies all rely on data extracts to deliver essential services.

The DVLA uses the data to update vehicle records when a car is declared a total loss, ensuring compliance and preventing unsafe vehicles from returning to the road.

The Insurance Fraud Bureau (IFB) uses the industry data provided by the Navigate platform, alongside wider data and intelligence to enable the industry to prevent and detect insurance fraud.

Meanwhile, vehicle provenance companies incorporate this data into history checks, helping consumers and dealers avoid purchasing stolen or written-off vehicles and reducing fraud risk.