London’s top 20 hotspots for uninsured driving revealed
24 March 2023
New figures have been released today that confirm London’s top 20 postal hotspots for uninsured driving, in a bid to encourage safer roads across the capital.
The insight, compiled by MIB (Motor Insurers' Bureau), reveals London has the highest number of uninsured drivers in the country, with nearly one fifth of offenders residing in the capital.
London’s top 20 hotspots for uninsured driving
| Rank | Postal area | Rank | Postal area | ||
| 1 | N18 | Enfield | 11 | E12 | Newham |
| 2 | RM10 | Barking and Dagenham | 12 | CR7 | Croydon |
| 3 | EN3 | Enfield | 13 | CR4 | Merton |
| 4 | N9 | Enfield | 14 | HA9 | Brent |
| 5 | RM13 | Havering | 15 | NW10 | Brent |
| 6 | IG1 | Redbridge | 16 | N15 | Haringey |
| 7 | IG3 | Redbridge | 17 | SE27 | Lambeth |
| 8 | IG11 | Barking and Dagenham | 18 | RM6 | Redbridge |
| 9 | RM8 | Barking and Dagenham | 19 | SE28 | Greenwich |
| 10 | RM9 | Barking and Dagenham | 20 | IG2 | Redbridge |
Enfield, Barking and Dagenham and Havering have been named the worst three London boroughs for the issue.
To crackdown on the issue, police access MIB’s Motor Insurance Database (MID) - a live record of all insured vehicles in the UK - to identify anyone who appears to be uninsured. If a driver disputes their insurance status, MIB will quickly liaise with insurers to confirm if the vehicle is insured.
MIB and the police regularly work in partnership by going out on the roads on operations to identify uninsured drivers, with the most recent being on Blackfriars Bridge in London on Thursday 23 March. MIB is urging local motorists to drive insured or risk facing serious consequences.
Paul Farley, Law Enforcement Manager at MIB, said:
“As a former Police Officer, I’ve seen first-hand the devastation uninsured drivers can cause to communities across London. To help make roads safer for everyone, we’re working tirelessly with the police to get these dangerous illegal motorists off the road. Those who think they’re above the law and can drivewithout insurance can think again.”
MIB is a not-for-profit organisation that compensates over 26,000 victims of uninsured and hit-and-run drivers a year and helps the police to get uninsured drivers off the road. Its records show uninsured drivers cause more crashes and often commit wider road crime, including hit-and-runs.
In addition to being more dangerous, uninsured drivers cost law-abiding motorists an average of £53 each in their insurance premiums each year.
Furthermore, using government figures on the average value of prevention, MIB estimates collisions caused by uninsured and hit-and-run drivers cost the economy nearly £2.2 billion annually in emergency services, medical care, loss of productivity and property damage.
Uninsured drivers can have their vehicle seized – or even crushed – receive a £300 fixed penalty notice and six licence points. Uninsured motorists could also face court and receive an unlimited fine and/or a driving ban. A criminal record can also affect job prospects.