Even the most careful drivers can get caught out. A quick check of your policy today could save a lot of stress (and expense) later.

Here are a few easy mistakes worth double-checking:

• Forgotten when your insurance expires? Check your renewal date today.
• Assumed your policy auto-renews? Not all do, and expired payment cards can cause lapses.
• Kept a vehicle off the road without declaring it SORN with the DVLA? Make sure it’s officially off-road.
• Thought fully comprehensive cover lets you drive someone else’s car? It often doesn’t - check your policy first.
• Using your car for work or deliveries on a social-only policy? You’ll likely need commuting, business or hire-and-reward cover.
• Found a deal on social media? Double-check it’s from a genuine insurer, ’Ghost Broking’ scams are common.
• Added yourself as a named rather than main driver on a car you mainly drive? That’s ‘fronting’, and it’s illegal.
• Taking a private e-scooter on public roads? Only local authority-operated scooters are legal.

A quick review now can help you stay fully protected and avoid some costly surprises later.

Driving uninsured isn't just risky, the consequences can follow you for years.

Here’s what’s at stake if your cover lapses:

• £300 fixed penalty fine
• Six penalty points on your licence
• Vehicle seized and potentially crushed
• An unlimited fine and a possible driving ban if the case goes to court
• Impacted job prospects, because driving convictions can show up in background checks
• £1,000 increase in average premiums for future motor insurance policies

No one wants to deal with that. The good news? It’s easy to prevent.

Quick check. Quick peace of mind.

Even if you’re confident your cover’s fine, take two minutes to be sure: double-check your renewal date, payment method, and class of use. It’s the simplest way to stay legal, stay safe, and stay confident behind the wheel.

Every day, drivers across the UK find themselves caught out by small mistakes.
But it doesn’t have to happen to you: a quick check today means no stress tomorrow.