Navigate is the MIB's data platform for data previously held in the Motor Insurance Database (MID). It's the central record of all insured vehicles in the UK. Navigate is managed by the MIB and used by Insurers, the Police and the Driver and Vehicle Licensing Agency (DVLA) to enforce motor insurance laws.
In November 2025 data from the Motor Insurance Anti-Fraud & Theft Register (MIAFTR) will be moved into Navigate.
Users can then access data from Navigate through a unified portal.
MIPD is Motor Insurance Policy Data. Every current motor insurance policy in the UK is held in Navigate and can be accessed by users from the MIPD tile in the Navigate portal.
VS&TD is Vehicle Salvage and Theft Data currently held on the MIAFTR database. When that data is moved into Navigate, users will access it from the VS&TD tile in the Navigate portal
The Motor Insurance Anti-Fraud and Theft Register (MIAFTR) is one of the MIB’s core data services alongside Navigate (formerly MID) and CUE. It houses c.10m records of loss events (claims) related to vehicles. The Motor Insurers' Bureau (MIB) is the data controller for MIAFTR data that is currently hosted by our technology partner, Solera.
MIAFTR was designed and developed to help monitor vehicles written off for insurance purposes, to help trace and recover stolen vehicles and to help detect fraud.
MIAFTR was established in 1987 by the insurance industry as a way of sharing data to better identify and tackle fraud.
No. The public only interacts with the data held in MIAFTR through third party organisations that charge for checking a vehicle’s history, also called a provenance check.
Following an industry consultation, we’re transforming our data services in a phased approach. In 2024 we moved data from the Motor Insurance Database (MID) into our new Navigate data platform.
Navigate is a modern, cloud data platform hosted in Microsoft Azure offering a unified user portal for all users.
It provides self-serve capability, enhanced reporting and insight delivery. It also drives data ingestion improvements and better fraud detection.
Having data in one place means we can also continue to drive data quality improvements.
We’re on track to move MIAFTR into Navigate on Monday 24 November 2025.
Yes, the name MIAFTR will be retired and this is reflected in our communications.
We have clearly defined exit criteria from the warranty support period, and warranty will run as long as it takes to meet this.
However, we currently anticipate, considering the Christmas period, that this will last 8 weeks, taking us to the middle of Jan-26. The microsite will be updated with information on any changes to our Warranty status.
When MIAFTR data goes live in Navigate in November 2025. After this you will need to find an alternative source for this information.
On Day 1 the capability of self-service won’t be available for purposes of TTS however this is something we'll look into developing in future.
Please email the engagement team at engagement@mib.org.uk and one of the engagement managers will update the information we hold for you.
Data from the MIAFTR database will be moved to Navigate that already hosts Motor Inusrance Policy Data (MIPD) from the former MID.
Migrating the MIAFTR dataset onto Navigate does imply a risk to the performance of the platform. With that in mind, we're conducting robust load testing, to assure ourselves that any performance impacts are mitigated, before we Go lLve.
After launch, we'll closely monitor service performance.
This has been shared in the Navigate Countdown Bulletin, however, you can also reach out to your Engagement Lead via engagement@mib.org.uk who will send you the form to complete.
We appreciate that you may find additional testing or familiarisation useful. However, if you access the test environment now, you may encounter issues that you’re not expecting. We're making planned updates that we expect might impact the availability, stability and performance of the test environment such as:
Deployments or configuration changes
Performance testing or load simulations
Routine maintenance or updates.
If you want to conduct further testing, please let us know so we can work with you to agree a slot when the environment is stable and suitable for your needs.
You can find our training materials here. They include a comprehensive user guide, demo videos and an FAQ library.
Navigate Champions are being supported ahead of Go-Live, to support queries from colleagues, signpost to the relevant training and share instructions on how to raise queries with MIB.
Yes, we have updated the Navigate Security Overview document for the latest VS&TD release.
The MIB has embedded security and privacy by design and have adopted a holistic approach that covers industry standards such as OWASP, ISO 27001 as well as data protection requirements, including the GDPR.
For further detail including infrastructure security, penetration testing, disaster recovery and certifications please access the MIB Navigate Security Overview document here.
Delegated Authorities (DAs) who only supply data (and enquire) on behalf of insurers who have already signed up to the Navigate legal agreement will not need to sign a legal agreement.
However,DA organisations who only enquireon behalf of organisationswill need to sign a legal agreement, so if you haven’treceived a link to DocuSign, please contact engagement@mib.org.uk.
Other organisations working independently who enquire on MIAFTR datawill also need to sign a legal agreement so if this applies to you, please do reach out.
All types of claims that are currently entered on MIAFTR will be able to be entered onto Navigate. If you are referring to something specific, please reach out to us at engagement@mib.org.uk to clarify.
MIB conducts regular performance load testing on both the MIPD and VS&TD applications in Navigate, to proactively identify and resolve any potential issues, thereby safeguarding users from disruptions like outages or performance issues.
We've tested to ensure the system robustly handles both regular anticipated and peak loads without strain or unresponsiveness.
For further detail please see the MIB Navigate Performance Testing Overview here updated for the upcoming VS&TD release.
You'll access MIAFTR data (re-named to Vehicle Salvage & Theft Data) via the Navigate portal. Apart from how you log in and a new look and feel, not much is changing to the functionality of accessing that data.
You can watch our demo video which gives you an idea of the Navigate portal functionality. We're open to any input that would make accessing MIAFTR data in Navigate easier for all our customers, but any enhancements will be considered as part of our future, Day 2 development.
The layout of MIAFTR functions within Navigate will be familiar to MIAFTR users. However, Navigate is more intuitive and has a refreshed, more modern look and feel.
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