1. What is the MID?

    The Motor Insurance Database MID is the central record of all insured vehicles in the UK.

  2. Who puts data onto the database?

    Data is loaded by insurance companies, authorised insurance representatives and brokers. The MID can also be updated by the policyholder themselves and is subject to strict control.

  3. How do I check to see if my vehicle is on the MID?

    Click on the link to www.askMID.com.

  4. Do all insurance companies update the MID?

    All motor insurers must abide by Department for Transport obligations for the timely and accurate supply of data. Insurers can provide this data to the database themselves or via an authorised representative.

  5. Can I request that my information isn’t held on the MID?

    It is a legal requirement that all motor insurers must provide the information to the MID.

  6. How long does information stay on the MID?

    The information is retained for 7 years.

  7. Am I in trouble if my vehicle isn’t on the MID?

    If your vehicle is insured, but not on the MID you may be at risk of having your vehicle seized by the police or receive an Insurance Advisory Letter (IAL). Check your vehicle is on the MID by using askMID.com.

  8. What do I do if www.askmid.com says my vehicle is not on the MID?

    Contact your insurance provider as soon as possible.

  9. What if the details aren't correct on askMID?

    You need to contact your insurance provider as soon as possible.

  10. Can the police access the MID?

    Yes, the police have direct access to the MID to assist in the identification of uninsured vehicles.

  11. Do ANPR cameras use data from the MID?

    Yes, data from the MID is used within the ANPR cameras to assist in the identification of uninsured vehicles.

  12. Am I going to be arrested if I am stopped by the police and they can’t find my vehicle on the MID?

    No. However, you are at risk of having your vehicle seized. Contact your insurer as soon as possible.

  13. What happens if the police need to check my car insurance status after making a MID enquiry?

    The police may call the MIB's Police Helpline or your insurer if necessary.

  14. Who do I contact if I have a concern about the MID?

    Your insurance provider in the first instance who may then refer it to the MIB.