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Am I going to be arrested if I am stopped by the police and they can’t find my vehicle on the MID?

The police use MID as a tool to identify potentially uninsured vehicles. If your vehicle is not on MID, this may be an indication to them that the vehicle is being driven without insurance.

If the police have reasonable grounds to believe a vehicle is being driven without insurance, they have powers to seize that vehicle.

All uninsured drivers face these consequences when they are caught:

  • Vehicle seized by police
  • £150 plus car pound fees to recover the car
  • £200 fixed penalty (a masimum fine of £5,000 imposed by the Court)
  • A minimum of six penalty points and/or disqualification
  • PLUS proof of valid insurance to have the vehicle returned