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What information does the MID hold?

The minimum information held on the MID is the vehicle registration mark (VRM), duration of insurance, the name of the Insurer, the policy number, as well as the name, address and age of the policyholder and details of any named drivers on the policy.  Other information relating to the type of insurance cover may be included (Class of Use, Permitted Drivers) , along with an indication of whether the policy allows the policyholder to Drive Other Vehicles.

The make and model of the vehicle is usually included, depending on whether the insurance company has specified this information.

The database does not hold details of claims or accidents or No Claims Bonus.