Many queries are raised about the MID and the use of the MID. The answer to some of your queries may be found below. Click on the question to see the answer in more detail.

The MID is a database of all insured vehicles in the UK

The main information is about the policy and policyholder

Data is loaded by the Insurance companies

Individuals and the MIB can't update the MID, it's done by the insurance companies or on their behalf

Various people have various levels of authorised access

Access depends on whether you are an organisation or an individual

Call your insurer or use www.askMID.com

Yes, either directly or via a third party

No, it is a legal requirement

The data on the MID is subject to the DPA

The information is retained for 7 years

Yes, there are DfT rules for this

Only insurance companies underwriting UK polices can load data to the MID

In general, no. The MID is for holding details of UK vehicles

If your vehicle is insured, but not on the MID you may be inconvenienced

Contact your insurance provider as soon as possible

You need to contact your insurance provider as soon as possible

A few hours or a few days, depending on your insurer

Yes, the police have direct access to the MID

ANPR cameras use data derived from that on the MID

The police need to identify uninsured vehicles as these are on the road illegally

No. However, there is the potential to have your vehicle seized.

The police may call the MIB's Police Helpline or your insurer if necessary

No. Not simply because your policy cannot be seen on the MID.

It's an unfortunate situation and if the worst happens and your vehicle is seized, you will have to discuss any charges incurred with both your insurance provider and the police force responsible for seizing the vehicle.

This may be due to a known issue when tax and insurance are due at the same time at the end of the month, or it may be due to incorrect details on the MID

Your insurer or the MIB