Drivers without valid insurance have no right to be on the road. It is illegal.

The MIB deals with over 30,000 claims every year from victims involved in accidents with uninsured and hit and run drivers.

Uninsured and untraced drivers kill 160 people and injure 23,000 every year.

Uninsured driving costs over £500m every year and adds £30 to every honest motorist’s annual premium.

The MIB manages the Motor Insurance Database which has been used by the Police since 2006 when they took on new powers.  Since then they have seized more than 400,000 uninsured vehicles and 40% of these have been crushed.

The number of claims involving uninsured vehicles has fallen by almost 13% in the last two years.

Drivers without insurance face the inconvenience of no vehicle as well as a £200 fixed penalty, £150 collection charge, £20 per day storage, 6 points on the license.  No vehicle is released until proof of insurance is produced