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Key facts

Drivers without valid insurance have no right to be on the road. It is illegal.

Uninsured and untraced drivers kill 130 people and injure 26,500 every year.

The annual cost of uninsured driving is estimated to be £400 million.

MIB manages the Motor Insurance Database which has been used by the Police since 2005 when they took on new powers.  Since then over 1 million vehicles have been seized.


Nearly 2,500 uninsured vehicles are seized by Police each week.


Drivers without insurance face the inconvenience of no vehicle as well as a £300 fixed penalty, £150 collection charge, £20 per day storage, 6 points on the license.  No vehicle is released until proof of insurance is produced.


This page was last updated on
28 August 2013