How does MIB function and on what legal basis?
It functions under two separate Agreements between Government and the motor insurance industry.
One agreement - the Uninsured Drivers' Agreement - requires the MIB to meet unsatisfied Civil Court Judgments against identified motorists who may not have been insured as required by the Road Traffic Act 1988.
The other - The Untraced Drivers' Agreement -requires the MIB to consider applications for compensation from victims of "Hit & Run" motorists
The MIB's obligations are linked to the compulsory insurance requirements of the Road Traffic Act, so the protection provided is limited to where there is a legal requirement to insure.
This page was last updated on
30 May 2008